If you or someone you love needs help to end their battle with substance use disorder, also known as addiction, they must receive professional substance abuse treatment as soon as they ask for it.
Even for individuals who are ready to get help, addiction is a powerful disease that can cause someone to change their mind in a matter of minutes. People who are addicted to drugs and or alcohol are suffering and may use any reason not to go to treatment. One easy way of getting out of going to therapy is uncertainty about whether their insurance will pay for their treatment.
There is a popular misconception that insurance will not cover drug and alcohol treatment. Fortunately, the opposite is true, and most insurance plans do offer benefits that will cover most, if not all, of the fees at a quality drug and alcohol treatment center. The quicker a person is admitted into a professional Cigna covered rehab center, the more likely they are to remain willing and inspired to change their lives for the better.Verify My Insurance
Why Does Insurance Cover
Drug and Alcohol Treatment?
Getting help for your addiction to drugs and or alcohol should not be stopped because of concerns that insurance will not help pay for the cost. There is currently a federal law in place that requires insurance plans to include behavioral health benefits that cover detox and treatment.
The Mental Health Parity and Addiction Equity Act of 2008 (MHPAEA) is a federal law that requires that insurance plans include behavioral health benefits that are comparable to another medical diagnosis. These benefits are called behavioral health benefits.
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Will Cigna Pay for Drug and Alcohol Treatment?
Cigna is a worldwide health insurance provider that is committed to helping people improve their overall health, which includes their emotional and mental health. Cigna insures over 95 million people around the globe. Cigna behavioral health benefits cover a range of advanced treatment methods proven to provide individuals with the skills to help them successfully end their substance abuse for good. Cigna insurance is known for delivering outstanding substance use disorder benefits in most of their policies. Cigna also provides coverage for emotional and mental health disorders, such as depression, anxiety, bipolar disorders, and others.
Depending on the plan that you have with Cigna as well as where you reside, the coverage you can use for drug and alcohol treatment can vary. It is common for insurance companies to preauthorize whether your plan will cover the costs of the treatment program you are interested in and need. Preauthorization may also be referred to as verification of benefits and is a simple process that our representatives can take care of for you or your relative in a matter of minutes. Since addiction and alcoholism are considered medical conditions that can be helped with professional drug and alcohol rehab, getting authorized for admission is easier than it may sound.
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Types of Drug Treatment Programs That Cigna Covers
We offer drug treatment programs for men, women, and young adults that are covered by Cigna. Our professional medical staff oversees every program we offer. Our team of addiction recovery specialists includes M.D.’s, psychiatrists, licensed addiction counselors, and mental health practitioners. Every client’s treatment plan is tailored to meet their individual needs. Our high success rates for addiction recovery occur because we cater to the needs of each individual. Their treatment program will reflect whether they need to address specific issues more deeply or if they are ready to move forward and overcome other challenges. If a client is struggling, then we will immediately modify their treatment plan to help them get better.
The types of drug and alcohol treatment programs that can be covered by Cigna insurance that we offer include:
Trauma-Informed Care Program
Substance Use Disorders That Cigna Insurance Covers
Cigna insurance plans do not limit what types of addictive substances the insurance can pay for. Absolute Awakenings will provide treatment, and evidence-based therapies for the following addictive substances that Cigna also covers: heroin, Prescription pain killers, alcohol, benzodiazepines, methamphetamine, cocaine, marijuana, prescription stimulants, club drugs, and sleep medications that cause chemical dependency.