We encourage all individuals to feel welcome to call our addiction specialists for more information about addiction treatment coverage and financial options.
Drug Treatment Coverage: What Are My Options?
No matter what kind of addiction you or a loved one is struggling with, recovery is possible. With the right treatment plan and willingness to get better, real change can occur. Our recovery center offers many different kinds of rehabilitation programs.
These programs range from residential treatment to more flexible options such as partial hospitalization programs. You may be looking for a level of care that has 24/7 medical support and supervision. Perhaps, you’re a parent for a child and need a program that’ll work around your busy schedule.
No matter who you are, there is an option that can help you get the help that you deserve to recover from substance abuse. Each of our treatment programs are personalized for each patient. We don’t believe in a “one size fits all approach” for addiction recovery.
However, you may find yourself asking – How can I cover the costs of my addiction treatment? Fortunately, there are many options available when it comes to financing the addiction recovery journey. From insurance to private loans, you can find an option that works best with your needs. We encourage all individuals to feel welcomed to call our addiction specialists for more information about addiction teatment coverage and financial options. In addition, Absolute Awakenings accepts most health insurance plans to help ease the burden of drug treatment costs.
Verify Your Insurance Benefits
Our Country Needs Help
It’s no secret that we are facing a nationwide drug epidemic. No matter what you’re going through, you are not alone in this struggle. There are millions of Americans in need of addiction recovery services.
In 2017, about 20.7 million people aged 12 and older needed treatment for a substance use disorder. Shockingly, only 4 million people received treatment. Furthermore, 8.5 million American adults suffered from both a mental health disorder and a substance use disorder in 2017.
Mental health and addiction are often very closely connected. Treating addiction is about treating the person as a whole, not just the physical aspect. Drug abuse and addiction cost American society more than $740 billion annually in lost workplace productivity, healthcare expenses, and crime-related costs.
We must help those in need and educate the public about substance abuse and recovery. If paying for rehab is something that draws you away, we encourage you not to give up. There’s always a way to make treatment and addiction recovery work.
Addiction treatment costs are often covered through an insurance company. The majority of health plans do cover at least a portion of addiction treatment, and some may even cover it entirely. You can reach out to our addiction experts to learn more about the exact benefits of your insurance. We’ll walk you through all the details, so don’t worry if any of this information is new to you.
United Healthcare, Cigna, Blue Cross, and Blue Shield and Aetna are the four major health insurance companies that cover millions of people nationwide. Within each insurance company, there are a variety of different levels in coverage. To find out exactly what services are offered, you reach out to your provider or call us today so we can take care of this for you.
United Healthcare can cover a variety of services, from detoxification to inpatient rehab, when it comes to paying for rehab. Most policies will pay for at least a portion of rehab services. Many individuals have used United Healthcare to help pay for rehab.
United Healthcare insurance will also help you when it comes to mental health treatment. Substance abuse, mental health, and behavioral issues tend to go hand in hand. This is referred to as dual-diagnosis. If you’re struggling with addiction and underlying mental health concerns, United Healthcare can help pay for both aspects of treatment.
Cigna is another affordable and high-quality healthcare insurance that covers nearly 86 million customers. Depending on the specific plan, both inpatient and outpatient treatment may be covered. Besides, recovering individuals seeking treatment may benefit from Cigna’s Behavioral Health division. This division is centered around offering educational tools and resources specifically for addiction.
Aetna insurance offers a more personalized approach to substance abuse treatment. This approach works by assessing each individual’s needs to determine how much coverage is necessary for optimal recovery. Also, Aetna will help with providing aftercare planning, which essentially works to prevent relapsing and ensure a successful recovery. Individuals covered by Aetna insurance may be eligible for partial hospitalization, detox, inpatient rehab as well as continuum care.
BlueCross Blue Shield
Did you know that BlueCross Blue Shield provides insurance to nearly 105 million individuals and families nationwide? That means they cover roughly one in every three people! BlueCross Blue Shield may offer coverage for a variety of treatment resources such as:
- Inpatient Hospitalization
- Residential Detox or Non-Medical Detox
- Residential Treatment
- Partial Hospitalization Treatment
- Intensive Outpatient or Outpatient Treatment
Assessing Insurance and Getting the Most Out Of Your Benefits
Our experienced and caring staff can walk you through all this insurance talk, from beginning to end. We understand that the addiction recovery process can initially be a little overwhelming. However, we can thoroughly review your plan to assess:
- The amount of expenses your insurance company will cover
- What level of care you’ll be covered for
- The length of time you’ll be covered for during treatment (30, 60, 90 days, etc.)
- How much you can expect to pay out-of-pocket for a treatment program
Each plan within an insurance company will differ in the details and benefits. It’s important to get a good understanding of your benefits so you can get the most out of your treatment. That’s why we’re here to help!
Employee Assistance Programs
Substance abuse is a matter that can affect working professionals, as well. Addiction can be seen in and out of the workplace. Some individuals deeply struggle with substance abuse, even when they’re at work. With extended use, addiction negatively impacts physical and mental health. This consequently causes a decline in overall job performance and even missed time at work.
Employment Assistance Programs are designed to help employees pay for rehab and receive the help they deserve. There’s a misconception that speaking about addiction with your employer will have a negative result. However, that is not always the case.
Your employer or supervisor may refer you to the company’s EAP as a way to help you keep your job. EAP representatives help you work through issues regarding alcohol and drug abuse. Employers offer EAP benefits to employees as a way to maintain worker productivity and address these concerns.
When it comes to drug treatment costs, loans are another option one may look into. For lower interest rates, we recommend visiting a bank or other lender for a personal loan. This would, of course, require you to have a solid credit history. Loans require you to list your assets, income, and expenses by presenting pay stubs or bank statements.
Each bank will have varying options and interest rates when it comes to loans. If you need help understanding how loans work when paying for rehab, we encourage you to reach out to our addiction specialists. We’ll offer you some tips, such as opting for a fixed payment loan over a variable loan, so you can be sure what you owe each month.
Admissions coverage with Medicaid is another route that many recovering individuals take. Medicaid is the largest healthcare insurance program in the country. It is a joint federal and state program that offers free or low-cost insurance coverage to low-income applicants who classify as:
- 65 or older.
- 19 or younger.
- Caring for a child.
Fundraising is another road some individuals may take when thinking through how to pay for rehab. You may not have health insurance, and poor credit or other obstacles are preventing you from getting the help you need. Social media is a major tool that can be used to fundraise for recovery.
If you feel comfortable sharing your story, you can create a campaign to raise money to pay for rehab. You may find yourself pleasantly shocked by how much your friends, family, and the recovery community will contribute. You can look into platforms such as:
Seek Help With Us and Learn More Addiction Treatment Programs Today
The cost of drug treatment shouldn’t deter you from addiction recovery. We all face obstacles in our lives where we must make a decision. That decision lies in choosing to move forward and using our pain to become stronger. At Absolute Awakenings, we truly believe in the potential of our patients.
With the right treatment and willingness to get better, recovery becomes possible. Our facility offers many amenities and resources to help treat addiction. We also believe in the personalization of each treatment. No one person is the same, so why should treatment be?
We encourage you to reach out to us about any questions or concerns you may have about financial options or health insurance coverage for drug rehab. You can contact us here for more information. Our substance abuse counselors can help you navigate the ins and outs of paying for rehab.